Updated on: October 27, 2024

What is Apex Trader Funding Withdrawal and Payout policy?

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After completing the Apex Trader Funding (ATF) Evaluation, traders are awarded a Funded Performance Account (PA) and can request withdrawals according to Apex Trader Funding’s specific payout policy. Based on our analysis at Trading Funder, traders can expect to receive their share of the profits after earning them.

ATF’s payout rules require traders to wait for 10 trading days before they can request withdrawals. According to our consulting experience, traders retain 100% of their first $25,000 in profits and 90% of any additional earnings.

Withdrawals can be requested twice per month: the first window is from the 1st to the 5th, with payouts by the 15th, and the second from the 15th to the 20th, with payments by the month’s end. Typically, withdrawal processing takes 3-7 business days.

This article, based on Trading Funder’s research, provides a comprehensive overview of Apex Trader Funding’s withdrawal and payout policy, including payment methods, scheduling, fees, limits, and tax considerations.

Table of Contents

What is the Apex Trader Funding payout policy?

The ATF payout policy requires traders to follow specific guidelines before requesting a payout. Here are the key components:

Withdrawal requests can be made during two periods each month: from the 1st to the 5th, with payouts processed by the 15th, and from the 15th to the 20th, with payouts issued by the last day of the month.
Traders must have traded for at least 10 trading days before each withdrawal request.
For the first three months, there are maximum withdrawal limits based on the account size. Starting from the fourth month, no maximum limits apply as long as the account maintains the required minimum balance.
The minimum balance required before requesting a withdrawal ranges from $26,600 for the $25k account to $307,600 for the $300k account.
Compliance with the PA Contract Agreement and Consistency Rules is essential for payout approvals, ensuring traders meet all contractual obligations and adhere to the established trading standards.

What’s the minimum withdrawal amount at Apex Trader Funding?

The minimum withdrawal amount at Apex Trader Funding is $500. This applies to any size of account.

What’s the maximum withdrawal amount at Apex Trader Funding?

At Apex Trader Funding, the maximum withdrawal amount for the first three months of withdrawals varies depending on the account size. The maximum amounts for each account size during these first three payout months are:

$25k Account: $1,500
$50k Account: $2,000
$75k Account: $2,250
$100k Account: $2,500
$150k Account: $2,750
$250k Account: $3,000
$300k Account: $3,500
$100k Static Account: $1,000

Traders can withdraw up to a specified maximum amount twice a month, following the withdrawal schedule. Starting the 4th month, after the initial three months of withdrawals, there is no maximum withdrawal limit. Traders can withdraw as much as they want; they just need to reach the minimum required balance and adhere to the requirement of ten trading days between withdrawal requests.

What’s ATF’s minimum balance for withdrawals?

The minimum balance required to request a withdrawal at Apex Trader Funding depends on the account size. Here are the minimum balance requirements for each account size:

$25k Account: $26,600
$50k Account: $52,600
$75k Account: $77,850
$100k Account: $103,100
$150k Account: $155,100
$250k Account: $256,600
$300k Account: $307,600
$100k Static Account: $102,600

This means your account balance must be at least these amounts to request a withdrawal, ensuring your account’s balance remains above the starting balance plus an additional $100, which acts as a buffer to support continued trading activity.

What are Apex Trader Funding’s withdrawal methods?

Apex Trader Funding provides ACH payments for U.S. bank accounts and recommends the “INTERNATIONAL OPTION” via plane.com for international users. For the first time using the international option, Apex sends a registration link for Plane.com so that the necessary details can be completed before payment. Traders should ensure payout information is accurate to prevent delays.

Apex Trader Funding stopped using Wise and DEEL for payouts.

When traders can withdraw from Apex Trader Funding?

The payouts schedule at Apex Trader Funding allows traders to withdraw from Apex Trader Funding during two designated periods each month:

From the 1st to the 5th of the month.
From the 15th to the 20th of the month.

Payouts for requests made from the 1st to the 5th are issued on the 15th. and Payouts for requests made from the 15th to the 20th are issued on the last day of the month.

How fast is Apex Trader Funding’s payout process?

The payout process of Apex Trader Funding usually takes 3 to 7 business days. Funds are credited to the trader’s bank account after payment dispatch. The dispatch occurs on the 15th for first-period requests and at the month’s end for second-period requests. Variability in banking processes and other factors may affect the time for funds to reach the account, hence the 3 to 7 business day timeframe.

How does the payout process work at Apex Trader Funding?

After accumulating 10 trading days, The payout process at Apex Trader Funding involves several steps:

Withdrawal Request Submission: Traders submit withdrawal requests during designated periods, the 1st to the 5th of the month or the 15th to the 20th of the month.
Approval Notification: Upon submission, withdrawal requests undergo review. Approval notifications are issued at any point during the specified withdrawal periods. However, approval does not immediately trigger payment.
Payment Dispatch: Payments are dispatched on specific dates: the 15th or last day of the month.
Processing Time: Once payments are dispatched, funds take 3 to 7 business days to reach the trader’s bank account.

what are Apex Trader Funding’s payout restrictions?

The payout restrictions for Apex Trader Funding include:

Prohibited Countries: Apex Trader Funding don’t serve the following countries: Afghanistan, Algeria, Azerbaijan, Bahrain, Bangladesh, Belarus, Benin, Brunei, Burkina Faso, Cameroon, Central African Republic, Chad, China, Congo, Côte D’Ivoire, Curaçao, Cyprus, Egypt, Gabon, Grenada, Haiti, Indonesia, Iran, Iraq, Jersey, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Latvia, Lebanon, Lesotho, Madagascar, Maldives, Mauritania, Mauritius, Mongolia, Morocco, Mozambique, Namibia, Nepal, New Caledonia, Nicaragua, Niger, Nigeria, Occupied Palestinian Territory, Oman, Pakistan, Qatar, Republic of Moldova, Republic of the Congo, Reunion, Russia, Rwanda, Saint Pierre and Miquelon, Saudi Arabia, Senegal, Serbia, Somalia, South Africa, Sri Lanka, Tanzania, Thailand, Togo, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, Uzbekistan, Venezuela, Vietnam, Western Sahara, and Zambia.
Account Type: Payouts are not available from evaluation accounts; they’re only possible from Performance Accounts (PA).
Minimum Payout: Traders cannot request payouts under $500.
Minimum Balance for Withdrawal: Accounts must meet a specific minimum balance to be eligible for a payout request, which varies by account size (e.g., $26,600 for a $25k account).
Minimum Trading Days: A minimum of 10 trading days between payout requests is required.
Consistency Rule for Withdrawals: No more than 30% of the profit balance can come from a single trading day at the time of a withdrawal request.
Profit Split: There’s a 90/10 profit split after the first $25,000 of profits.

The profit share for Apex Trader Funding is structured as follows: Traders are entitled to keep 100% of the first $25,000 of their payout, and 90% of the profit after that. This policy is per trader, not per account, so it applies across all a trader’s PA Accounts.

What to know about taxes on Apex Trader Funding payouts?

For Apex Trader Funding payouts, the key points regarding taxes are:

Payment as an Individual Contractor: Traders are paid as individual contractors. This means they are responsible for reporting their income and paying applicable taxes.
Form 1099-NEC for US Citizens and Entities: All US citizens and entities are sent a Form 1099-NEC by January 31 of each year, which details the amount paid to them in the previous year. It’s important for traders to keep their addresses updated with Apex to ensure they receive this form.
No Reports for Non-US Citizens: Apex Trader Funding does not send tax reports to non-US citizens.
Trader’s Responsibility for Taxes: Traders are responsible for seeking tax advice and managing their tax obligations. Apex Trader Funding does not provide tax advice or answer questions regarding taxes, filings, citizenship, work visas, or other tax-related inquiries.

does Apex Trader Funding apply withdrawal fees?

Apex Trader Funding does not apply withdrawal fees for payouts from the Funded PA Accounts. However, the withdrawal method may apply its own fees.

Does Apex Trader Funding Pay Out?

Yes, Apex Trader Funding pays out its traders. ATF has been running since 2021, and traders are happy with their funded trading evaluation program. There are many proofs of Apex Trader Funding payments from traders around the world, including reviews, screenshots, and video testimonials. More than 6,200 reviews at Trustpilot confirm that Apex Trader Funding is legit, with a rating of 4.8 out of 5 stars.

Verified Withdrawal Proofs from Apex Trader Funding Traders

Here are a few actual proofs of Apex Trader Funding payouts:

A video by Clever Day Trading showing a proof of withdrawal.
A video by Alpine Trader showing an approved withdrawal.
A screenshot by aditap1 confirming the payout.
Multiple testimenials and screenshots from ATF traders confirming payouts.
Some Trustpilot reviews confirm payouts.

Will withdrawals alter Apex Trader Funding’s trading rules?

Withdrawals themselves do not alter Apex Trader Funding’s trading rules, but they can impact a trader’s margin for adhering to those rules, specifically the drawdown limit. For instance, in the scenario where a trader’s balance in a $25k account reaches $26,600 and they decide to withdraw $1,400, the account balance decreases to $25,200. Given that the drawdown limit is fixed at $25,100 for a $25k account, this leaves the trader with a mere $100 margin before hitting the drawdown threshold.

Conclusion Regarding Apex Trader Funding Withdrawal and Payout policy

Apex Trader Funding’s payout policy allows traders to withdraw profits twice a month, retaining 100% of their first $25,000 and 90% thereafter. At Trading Funder, we’ve seen that traders must have at least 10 trading days before each withdrawal request, which can be made during two monthly periods, with payouts processed within 3-7 business days. Payouts are handled via ACH for U.S. banks and international options for others. To ensure a smooth withdrawal process, traders need to comply with minimum balance requirements and trading consistency rules.