What is The Funded Trader Withdrawal and Payout policy?

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After traders pass the evaluation, they get a funded account, allowing them to withdraw a portion of their earnings according to The Funded Trader’s payout and withdrawal policy. The Trading Funder team has researched this policy in depth to provide traders with clear guidance on the payout process and help them navigate it smoothly.

The Funded Trader’s payout and withdrawal policy allows traders to withdraw profits starting seven days after their first funded trade, with profit splits reaching up to 95% for VIPs and generally around 80% to 90% for standard accounts. The minimum withdrawal amount is $50. If an account gets terminated due to rule violations or inactivity, any pending profits are forfeited, and the trader must restart the challenge from scratch to re-qualify for a funded account.

The Funded Trader allows traders to request payouts weekly, with the first payout available seven days after trading on a funded account begins. Traders must complete KYC/AML verification. Payouts are generally processed through the Rise platform, but crypto options (like Bitcoin, USDT, and Ethereum) are available if Rise is unsupported in the trader’s country. The minimum withdrawal amount is $100, and The Funded Trader does not charge withdrawal fees, although external network fees may apply for crypto payouts

Our Trading Funder team wrote this article to go over The Funded Trader’s withdrawal and payout policies, focusing on payment methods, processing times, fees, and tax details—key info to help traders make clear decisions.

Table of Contents

What is the The Funded Trader payout policy?

The Funded Trader’s payout rules vary based on the specific challenge and funded account. Key rules include:

Profit Split: Traders start with an 80% profit split on earnings, which can increase to 90% with consistent performance and up to 95% in the VIP program or with specific add-ons like in the Dragon Challenge.
Minimum Trading Days: Funded accounts generally require no minimum trading days. During the evaluation, specific challenges may require minimum trading days per phase: the Standard Challenge requires three, and the Royal Challenge requires five.
Payout Schedule: The first payout becomes available seven to 30 days after starting on a funded account. For example, the Knight and Dragon Challenges allow payout in seven days, while the Standard Challenge’s first payout is after 21 days.
Payout Minimum: The minimum withdrawal amount is $100 across all accounts.
Withdrawal Requirements: Before the first withdrawal, traders need to complete KYC/AML verification, and ongoing withdrawals are subject to additional compliance checks. Violations of trading rules may lead to deductions from payout or account restrictions.
Account Inactivity: Accounts inactive for over 30 days will be closed, forfeiting any pending profits.

What’s the minimum withdrawal amount at The Funded Trader?

The minimum withdrawal amount at The Funded Trader is $100. This applies to all funded accounts, meaning traders need at least $100 in profit before they can request a payout.

What’s the maximum withdrawal amount at The Funded Trader?

The Funded Trader has no set maximum withdrawal amount. Traders can withdraw any earned profits without a cap, as long as they follow the payout schedule and meet any relevant withdrawal requirements. This applies to all funded account types.

What’s The Funded Trader’s Minimum Balance For Withdrawals?

At The Funded Trader, the minimum balance after withdrawals isn’t fixed but is affected by drawdown limits. For example, if a trader’s funded account has a 10% maximum drawdown rule and they withdraw $1,000 from a $10,000 account, their drawdown allowance shifts to 10% of the new balance ($9,000), meaning they must maintain at least $8,100 to avoid breaching. Each withdrawal effectively lowers the drawdown threshold, so traders need to calculate the impact on their account’s minimum balance before making withdrawals.

What are The Funded Trader‘s withdrawal methods?

The Funded Trader offers several withdrawal methods:

Rise (Riseworks): The main platform used for payouts.
Cryptocurrency Options (when Rise is unavailable):
- USDT and USDC on ERC-20 and Polygon networks
- Ethereum (ERC-20)
- Bitcoin

When traders can withdraw from The Funded Trader?

Traders at The Funded Trader can request their first payout based on the challenge they completed:

Standard Challenge: First payout is available 21 days after the first trade on the funded account, with subsequent payouts every 14 days.
Rapid Challenge: First payout is available 14 days after the first trade; if the 7-day withdrawal add-on is purchased, payouts can be requested every 7 days.
Royal Challenge: First payout is available after 30 days, or 14 days if the add-on is purchased. Afterward, payouts are available every 14 days.
Knight Challenge: First payout can be requested 7 days after the first trade, with subsequent payouts every 7 days.
Dragon Challenge: First payout is available 7 days after the first trade, with ongoing withdrawals every 7 days.
Knight Pro Challenge: Allows payouts at any time, provided traders meet the “Steadfast Gains” rule, which restricts single-day gains to a maximum of 50% of total net profits

How fast is The Funded Trader‘s payout process?

After traders submit a withdrawal request at The Funded Trader, it generally takes 3 to 5 business days to process the payout. This applies across all challenge types, including Standard, Rapid, Royal, Knight, Knight Pro, and Dragon. Processing times are consistent, regardless of the withdrawal method chosen, such as Rise or cryptocurrency.

How does the payout process work at The Funded Trader?

The payout process at The Funded Trader involves the following steps:

Complete Required Trading Days and Profit Target: After meeting the conditions for the chosen challenge, traders earn the right to request a payout. Each challenge has a specific waiting period before the first payout (e.g., 7 days for the Knight Challenge, 21 days for the Standard Challenge).
KYC/AML Verification: Before the first payout, traders must pass KYC (Know Your Customer) verification by submitting a valid ID and proof of address.
Initiate Payout Request: Once verified, traders go to the Trade Hub, select “Payouts,” and enter the payout amount (minimum $100) and their preferred withdrawal method.
Compliance Check: The Funded Trader reviews accounts for any violations, including prohibited trading strategies. Violations may result in profit deductions before processing.
Processing Time: Approved payouts take 3 to 5 business days to reach the trader’s account through either Rise or crypto options such as USDT, USDC, Ethereum, or Bitcoin

what are The Funded Trader’s payout restrictions?

The Funded Trader’s payout restrictions include several important conditions:

KYC and AML Verification: Traders must complete KYC (Know Your Customer) and AML (Anti-Money Laundering) checks, including identity and address verification, before any payout. Without passing these checks, traders are not eligible for withdrawals.
Prohibited Countries: Traders from restricted countries—such as Cuba, Iran, North Korea, and Syria—cannot receive payouts. Access from these countries leads to account suspension.
Prohibited Trading Strategies: The use of strategies like Martingale, grid trading, high-frequency trading, and order layering is banned, as they can exploit the trading system. Profits from these strategies are withheld, and accounts can lose payout eligibility if they’re detected.
Profit Split and Account Type: Profit sharing starts at 80% but may go up to 95% in the VIP Program or with specific add-ons. Certain challenges, like the Knight Pro, require consistent performance to qualify for payout eligibility.
VPN/VPS Restrictions: Using a VPN or VPS during KYC verification can lead to account termination, as this affects location and identity verification accuracy.

The Funded Trader’s profit split varies based on account type and performance, outlined as follows:

Challenge Type	Initial Profit Split	Maximum Profit Split
Standard Challenge	80%	Up to 90% with consistent performance or 95% through VIP Program.
Rapid Challenge	80%	Can reach 95% with VIP eligibility.
Royal Challenge	80%	Scales up to 90% and 95% for VIP Program members.
Knight Challenge	80%	95% with VIP Program and additional add-ons.
Dragon Challenge	75% initially	Scales up to 95% under the Dragon Egg Plan for eligible traders.

Traders start with a base profit split, generally around 80%, which can increase to 90% for consistent performance or 95% when qualifying for the VIP Program or specific add-ons.

What to know about taxes on The Funded Trader payouts?

The Funded Trader handles taxes by treating traders as independent contractors. This means that each trader is responsible for their own tax obligations based on the laws in their home country. Traders should track their earnings and consult a tax professional for guidance on reporting and paying taxes in their jurisdiction. If traders prefer payouts to be directed to a company account for easier tax filing, they can add their company banking details to their profile for payout processing.

does The Funded Trader apply withdrawal fees?

The Funded Trader does not apply any direct withdrawal fees for payouts. However, if traders choose cryptocurrency as their withdrawal method, standard network transaction fees may apply, which are based on the selected blockchain network. No additional fees are imposed by The Funded Trader itself for processing these transactions.

Does The Funded Trader Pay Out?

The Funded Trader’s payout practices receive mixed reviews from users on Trustpilot, with a current rating of 3.5 out of 5 from over 20,000 reviews:

Positive Feedback: Some traders report smooth and timely payouts, stating satisfaction with the support and payment process. They highlight efficient customer support, clear guidelines, and overall positive payout experiences.
Negative Feedback: Others express frustration over delayed or denied payouts, with claims of account breaches or unexplained rule violations impacting withdrawal eligibility. Complaints also mention issues like inconsistent communication or delayed responses from support, which led some users to question the reliability of payouts in experiences suggests that while The Funded Trader successfully processes payouts for some, other users face challenges that impact their confidence in the service.

Our Trading Funder team suggests checking recent reviews of The Funded Trader to get a clear view of its payout reliability

Will withdrawals affect The Funded Trader’s trading rules?

Withdrawals at The Funded Trader can impact trading rules, specifically regarding the account’s drawdown limits:

Relative Drawdown Adjustment: With funded accounts that use relative drawdown, any withdrawal reduces the allowable drawdown by the same amount. For instance, if a trader withdraws $5,000 from an account with a balance of $105,000 and a drawdown buffer of $5,000, the new balance of $100,000 means the trader has effectively used the entire drawdown limit, risking account breach if the balance falls below this adjusted level.
Withdrawal Warning System for Knight Accounts: In Knight Challenge accounts, where the relative drawdown is set to the initial balance, withdrawals that lower the balance back to the starting level may breach the drawdown limit. A warning system alerts traders in this situation, allowing them to either cancel the withdrawal or proceed with caution.

Traders should keep these adjustments in mind to maintain compliance with drawdown rules, particularly in accounts with relative drawdown tracking.

Conclusion on The Funded Trader Withdrawal and Payout policy

The Trading Funder team has observed that The Funded Trader’s withdrawal and payout policy includes no cap on withdrawal amounts and offers profit splits of up to 95% for high-performing traders. Payouts are usually processed within 3 to 5 business days, with options like crypto and Rise available. However, some users have reported issues, such as delays and disputes over rule violations that can impact payouts. It’s important for traders to review the terms and conditions carefully and consult recent user feedback to set realistic expectations before choosing The Funded Trader.